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Did you know that StudentPlatinum has a credit education center with over 15 articles on various credit and student credit topics?

We’ve done the legwork to make sure the information presented to you is accurate, practical and useful for everyday life. No deceptive practices, no sketchy content.

Here are some of our users’ favorite articles:

• How to Manage Your Money – http://www.studentplatinum.com/credit-education/manage-your-money.php
• What is APR? (Annu

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MySpace may not have as many users as Facebook, but the company is trying to reposition itself (again) as a place where brands can find traction online. The trouble is, brands usually follow users. Can MySpace flip that equation on its head and use great brand partnerships to attract users?

MySpace executives hope so.

MySpace has sat squarely in Facebook’s shadow for a few years now. While MySpace bled users, Facebook received the word of mouth, press, and now a big Hollywood film, “The Social Network.” That’s because the site is constantly growing. This summer, Facebook passed the 500 million user mark.

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According to the Free Financial Dictionary, credit score is defined as,

A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person, which is the perceived likelihood that the person will pay debts in a timely manner. A credit score is primarily based oncredit report information, typically sourced from credit bureaus / credit reference agencies.

In laymen’s terms, a credit score is an at-a-glance measure of risk for banks. The higher the number, the less risky you are to lend to or be given the ability to charge purchases to a line of credit.

In the USA, there are three main institutions that calculate this figure for you: Equifax, TransUnion and Experian. Eac

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What Affects My Credit Score Worse a Deed in Lieu of Foreclosure Or a Short Sale?

If you are facing foreclosure you are probably aware that two of your last options are a deed in lieu of foreclosure or a short sale. Both options have their benefits and drawbacks. These are your last two options before an actual foreclosure, and unfortunately, you will lose your home with either option you go with; the goal with a short sale or a deed in lieu of foreclosure is to keep a foreclosure off your credit history.

A deed in lieu of foreclosure is an agreement where you deed your property over to your lender in exchange for being forgiven all the remaining mortgage balance.

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The Fort Worth Star Telegram in Texas discusses how the top two vehicle expenses, auto insurance and finance charges, can actually mean huge savings.
How, you ask? Research. Both auto insurance and car financing can be much less of a financial burden when you learn the best kept secrets. Using online comparison companies to learn about the lowest auto loan rates, auto refinancing and insurance rates are helping save consumers big money!
A local Arlington resident saved money on his auto insurance by doing his homework.

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Christian Westphal launched his skateboard line in May, putting three designs on the street. His manufacturing and printing are now outsourced to California, but his goal is to have everything created in Memphis.

A skateboarder most of his life, Christian Westphal once had big dreams of making it as a pro.

As he settled into his adult life, the lanky, 6-foot-4-inch half-German, half-Brit realized he might want to adjust his goals.

“When I was about 22, I realized I probably wasn’t going to get sponsored any time soon, so I started thinking about the other side, the business side,” said the 27-year-old Memphian.

He continued to save money and play around with the idea of making his own skateboards, and on May 1 of this year, the University of Memphis art student bought his first business license, for Cooper Skateboards.

“I decided to go for it,” said Westphal.

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